By accessing the website at https://pera247.ph, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.
2. Use License
Permission is granted to temporarily download one copy of the materials (information or software) on pera247 Lending Corporation website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
This license shall automatically terminate if you violate any of these restrictions and may be terminated by pera247 Lending Corporation at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
The materials on pera247 Lending Corporation website are provided on an ‘as is’ basis. pera247 Lending Corporation makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
Further, pera247 Lending Corporation does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.
In no event shall pera247 Lending Corporation or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on pera247 Lending Corporation website, even if pera247 Lending Corporation or a pera247 Lending Corporation authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
5. Accuracy of materials
The materials appearing on pera247 Lending Corporation website could include technical, typographical, or photographic errors. pera247 Lending Corporation does not warrant that any of the materials on its website are accurate, complete or current. pera247 Lending Corporation may make changes to the materials contained on its website at any time without notice. However, pera247 Lending Corporation does not make any commitment to update the materials.
pera247 Lending Corporation has not reviewed all the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by pera247 Lending Corporation of the site. Use of any such linked website is at the user’s own risk.
pera247 Lending Corporation may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.
8. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of Philippines and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.
9. Personal Data Protection Act
In compliance with the Personal Data Protection Act (“PDPA”), pera247 Lending Corporation. (“Corporation”) requests your consent to collect, process and use your personal data or information collected (i.e. to include but not limited to name, contact numbers, information and relevant related data such as in applications, mailing and email addresses) for the purpose of using the data or information collected within the parameters provided by law. The Company respects your privacy and assures that your personal data will be kept securely according to the local PDPA or equivalent. I hereby give my acknowledgment and consent to the Company to use my personal data for the aforesaid Purposes and Services. I agree that my consent will remain in place until my withdrawal by officially notifying the Company in writing.
pera247 Lending Corporation is a duly registered lending company under SEC (SEC Registration No.: CS201734339 with Certificate of Authority No.: 2582)
pera247 Lending Corporation adheres to the strictest of standards in responsible lending as governed by its board of directors, including compliance with: 1) registration and certification with the National Data Privacy Commission (No.: PIC-001-172-2019); 2) Truth-in-Lending Act; 3) Fair Collection Practices; 4) Anti-Money Laundering; and 5) membership in Fintech Protects Community of Practice by The Smart Campaign, an initiative of the Center for Financial Inclusion (CFI) at Accion.