Terms & Conditions

1. Terms

By accessing the website at https://pera247.ph, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. You further agree that you have read and understood the terms in these terms of service and agree that these terms of service constitute a legally binding agreement between you and pera247 Lending Corporation.

If you do not agree with any of these terms, you are prohibited from using or accessing this website. The materials contained in this website are protected by applicable copyright and trademark law.

We may amend these terms of service at any time. Such amendments shall be effective once they are posted on the website at https://pera247.ph. It is your responsibility to review these terms of service regularly. Your continued use after any such amendments, whether or not reviewed by you, shall constitute your agreement to be bound by such amendments.


2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on pera247 Lending Corporation website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • modify or copy the materials;
  • use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  • attempt to decompile or reverse engineer any software contained on pera247 Lending Corporation website;
  • remove any copyright or other proprietary notations from the materials; or
  • transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by pera247 Lending Corporation at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on pera247 Lending Corporation website are provided on an ‘as is’ basis. pera247 Lending Corporation makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, pera247 Lending Corporation does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall pera247 Lending Corporation or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on pera247 Lending Corporation website, even if pera247 Lending Corporation or a pera247 Lending Corporation authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Accuracy of materials

The materials appearing on pera247 Lending Corporation website could include technical, typographical, or photographic errors. pera247 Lending Corporation does not warrant that any of the materials on its website are accurate, complete or current. pera247 Lending Corporation may make changes to the materials contained on its website at any time without notice. However, pera247 Lending Corporation does not make any commitment to update the materials.

6. Links

pera247 Lending Corporation has not reviewed all the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by pera247 Lending Corporation of the site. Use of any such linked website is at the user’s own risk.

7. Modifications

pera247 Lending Corporation may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the Philippines and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

9. Personal Data 

In compliance with the Data Privacy Act, you agree and consent to pera247 Lending Corporation to collect, process, disclose and use your personal data or other information collected (including but not limited to name, contact numbers, mobile device information and relevant related data such as in applications, mailing and email addresses) in accordance with its Privacy Policy. Where applicable, you agree and consent to pera247 Lending Corporation and any of its affiliate companies collecting, using, processing and disclosing personal data as further described in the Privacy Policy. For more details, please refer to pera247 Lending Corporation’s Privacy Policy.


pera247 Lending Corporation is a duly registered lending company under SEC (SEC Registration No.: CS201734339 with Certificate of Authority No.: 2582)