InstantLoan is pera247’s short-term loan offer between ₱1,000 to ₱3,000, payable within 28 days. First-time borrowers will receive ₱1,000. This amount may increase with regular early or on-time repayments.
Repeat customers may reapply for another loan instantly. Repeat clients are eligible for higher loan amounts and lower interest rates. However, repeat loan applications are subject to re-review and re-verification at the time of re-application. Based on your payment discipline and credit history, your maximum loan amount is subject to change.
*Rates are market competitive. Please download the App to check your Rate eligibility.
pera247 Lending Corporation is a duly registered lending company under SEC (SEC Registration No.: CS201734339 with Certificate of Authority No.: 2582)
pera247 Lending Corporation adheres to the strictest of standards in responsible lending as governed by its board of directors, including compliance with: 1) registration and certification with the National Data Privacy Commission (No.: PIC-001-172-2019); 2) Truth-in-Lending Act; 3) Fair Collection Practices; 4) Anti-Money Laundering; and 5) membership in Fintech Protects Community of Practice by The Smart Campaign, an initiative of the Center for Financial Inclusion (CFI) at Accion.