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What is InstantLoan?

InstantLoan is pera247’s short-term loan offer between ₱1,000 to ₱3,000, payable within 28 days. First-time borrowers will receive ₱1,000. This amount may increase with regular early or on-time repayments.

Repeat customers may reapply for another loan instantly. Repeat clients are eligible for higher loan amounts and lower interest rates. However, repeat loan applications are subject to re-review and re-verification at the time of re-application. Based on your payment discipline and credit history, your maximum loan amount is subject to change.

*Rates are market competitive. Please download the App to check your Rate eligibility.

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Fast, convenient loans, 24/7
pera247 is a mobile app that offers credit products for honest & hardworking Filipinos. Borrow up to ₱15,000!
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pera247 Lending Corporation is a duly registered lending company under SEC (SEC Registration No.: CS201734339 with Certificate of Authority No.: 2582)