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What if I missed a payment?

If payment has not been made by the due date, this can result in:

  • Late fees and additional charges being assessed and applied
  • Calls and notice reminders from third-party collection agencies
  • Several missed payments could result in loan default status and could lead to blacklisting you with credit bureaus and databases used by employers and creditors for background checks

Please refer to the payment posting timelines to avoid late payments:

  • PayExpress via Cebuana Lhuillier, SM Bills Outlet, True Money, and other Partner Channels (Payment Posting: Up to 24 hours)
  • 7-Eleven Cliqq Kiosk (Payment Posting: Up to 24 hours)
  • GCash Payment (Payment Posting: Up to 1 hour)
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pera247 Lending Corporation is a duly registered lending company under SEC (SEC Registration No.: CS201734339 with Certificate of Authority No.: 2582)