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What if I missed a payment?

If payment has not been made by the due date, this can result in:

  • Late fees and additional charges being applied
  • Calls and notice reminders from third-party collection agencies
  • Having a loan default status and being reported to credit bureaus and databases used by creditors for background checks

Please refer to the payment posting timelines to avoid late payments:

  • PayExpress via Cebuana Lhuillier, SM Bills Outlet, True Money, and other Partner Channels (Payment Posting: Up to 24 hours)
  • 7-Eleven Cliqq Kiosk (Payment Posting: Up to 24 hours)
  • GCash Payment (Payment Posting: Up to 1 hour)
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pera247 Lending Corporation is a duly registered lending company under SEC (SEC Registration No.: CS201734339 with Certificate of Authority No.: 2582)