I’m approved for eShoppingLoan, what should I do next?
Follow these steps to receive your funding:
Is there expiration in availing my eShoppingLoan?
Approved eShoppingLoan is valid for 7 days. After which, your loan will be automatically canceled and you will need to apply once again.
Can the item be delivered?
Yes, the item will be delivered by your chosen Lazada delivery partner. The delivery fee is included in the total loan price.
I entered the wrong down payment amount. What should I do?
Please send your request to firstname.lastname@example.org so we can edit the downpayment amount in your application.
Can I still cancel my eShoppingLoan?
If your eShoppingLoan is approved and you have not yet signed your Loan Agreement, it will automatically be cancelled after 7 days of inactivity. Once you have signed your Loan Agreement and have purchased your item, you will not be able to cancel your loan application and must pay your dues to be able to close the loan.
pera247 Lending Corporation is a duly registered lending company under SEC (SEC Registration No.: CS201734339 with Certificate of Authority No.: 2582)
pera247 Lending Corporation adheres to the strictest of standards in responsible lending as governed by its board of directors, including compliance with: 1) registration and certification with the National Data Privacy Commission (No.: PIC-001-172-2019); 2) Truth-in-Lending Act; 3) Fair Collection Practices; 4) Anti-Money Laundering; and 5) membership in Fintech Protects Community of Practice by The Smart Campaign, an initiative of the Center for Financial Inclusion (CFI) at Accion.