How do I repay?

Repayment of your pera247 loan is as simple as typical bill payment and can be completed through the following countrywide methods/establishments:‍

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GCash Payment

Select “Make payment” from the application dashboard.
Select “GCash” for payment method.
Enter the total amount to be paid and your GCash registered mobile number.
Make payment using Gcash.
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Your payment will be automatically updated in your pera247 app. If you made a full payment, your loan status will change to Loan Closed. If you made a partial payment, you will see an updated loan details in your app.

Payment Posting: Up to 1 hour

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7-Eleven Cliqq Kiosk

Select “Make payment” from the application dashboard.
Select “Over-the-counter” for payment method.
Ensure that the amount to be paid and Reference Code is available.
Go to your nearest 7-Eleven branch and look for a Cliqq touch screen payment kiosk.
Note: If the Cliqq kiosk is offline, you can still pay using Cliqq app that can be downloaded from Google Play or Playstore.
Select “Pay Bills” and then tap “Loans” to proceed.
Select Biller ID: Payexpress Loans‍
Enter the following personal details:
• Reference number
• Your mobile number
• Total amount to be paid‍
Verify the details and tap “Confirm” to print or generate the barcode slip.
Hand over your barcode slip and cash to the cashier.

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Your payment will be automatically updated in your pera247 app. If you made a full payment, your loan status will change to Closed. If you made a partial payment, you will see updated loan details in your app.We advise that you keep a copy of your payment receipt/s until your loan has successfully closed.

For any payment issues or concerns, please contact: Smart (0961) 096 1789 Globe (0927) 454 8391.

Payment Posting: Up to 24 hours

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PayExpress via M Lhuillier, SM Bills, Truemoney, and other Partner Channels

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Select “Make payment” from the application dashboard.
Select “Over-the-counter” for payment method.
Ensure that the amount to be paid and Reference Code is available.
Go to your nearest chosen repayment channel branch. Present to the cashier / teller the following:‍

Biller Name: PayExpress or Paynamics

Reference Code

Total Amount to be paid

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Your payment will be automatically updated in your pera247 app. If you made a full payment, your loan status will change to Loan Closed. If you made a partial payment, you will see updated loan details in your app.

For any payment issues or concerns, please contact: Smart (0961) 096 1789 Globe (0927) 454 8391.

Payment Posting: Up to 24 hours
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Reminders:

Pay early to avoid penalties, interest and other negative consequences.
Also, late payments will look bad on your credit report so always pay on time.
Always keep a copy of your payment receipt/s until your loan has successfully closed.
NEVER PROVIDE your password, OTPs, or verification codes. Remember that pera247 will NEVER ASK for these information.

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pera247 Lending Corporation is a duly registered lending company under SEC (SEC Registration No.: CS201734339 with Certificate of Authority No.: 2582)

pera247 Lending Corporation adheres to the strictest of standards in responsible lending as governed by its board of directors, including compliance with: 1) registration and certification with the National Data Privacy Commission (No.: PIC-001-172-2019); 2) Truth-in-Lending Act; 3) Fair Collection Practices; 4) Anti-Money Laundering; and 5) membership in Fintech Protects Community of Practice by The Smart Campaign, an initiative of the Center for Financial Inclusion (CFI) at Accion.

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