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How do I apply?

How do I apply for eShoppingLoan?

  1. Visit the LAZADA website/app, choose the item you want to buy and get its total price (item price + shipping cost).
  2. Download the pera247 app from Google Playstore and apply for eShoppingLoan.
  3. Fill out the loan terms which will include the correct total price & loan term, and answer a few questions.
  4. Once your application is approved, do the following:
    - Top up your Lazada Wallet with the required amount for downpayment
    - Open the Lazada app/website, select the item you want to buy, click Add to Cart, proceed to Check Out, and select Place Order
    - Verify your Lazada account in the pera247 app
  5. Your newly purchased item will be delivered at your doorstep and you may enjoy it while paying your eShoppingLoan in 6 or 11 monthly installments.

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How do I apply for InstallmentLoan?

  1. Download the pera247 app from Google Play store.
  2. Apply for InstallmentLoan from our pera247 app, choose your loan amount, and answer a few questions.
  3. Once application is approved, you may claim the cash from your selected disbursement channel and enjoy it while paying in installments.

Note: After the InstallmentLoan is approved, please sign your loan agreement immediately to avoid possible approval expiration.

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How do I apply for InstantLoan?

  1. Download the pera247 app from Google Play Store and apply for InstantLoan.
  2. Answer a few questions, choose your loan amount and payment terms and upload 1 valid ID & a selfie.
  3. Once application is approved, you may claim the cash from your selected disbursement channel.

Note: After the InstantLoan is approved, please sign your loan agreement immediately to avoid possible approval expiration.

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Fast & Convenient Loan 24/7
pera247 is a mobile app that offers credit products for honest & hardworking Filipinos. You can borrow to fund your purchase or get money up to ₱30,000!
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pera247 Lending Corporation is a duly registered lending company under SEC (SEC Registration No.: CS201734339 with Certificate of Authority No.: 2582)

pera247 Lending Corporation adheres to the strictest of standards in responsible lending as governed by its board of directors, including compliance with: 1) registration and certification with the National Data Privacy Commission (No.: PIC-001-172-2019); 2) Truth-in-Lending Act; 3) Fair Collection Practices; 4) Anti-Money Laundering; and 5) membership in Fintech Protects Community of Practice by The Smart Campaign, an initiative of the Center for Financial Inclusion (CFI) at Accion.

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