Step 1 - Create an account
Create an account on pera247 using your mobile number and email address. This allows you to securely apply and track your loans.
Step 2 - Prepare one ID
Prepare one of the following valid government-issued IDs with an up to date address:
1.Driver's License
2.TIN ID
3.Unified Multi-Purpose ID (UMID)
4.SSS ID
No proof of income is required.
Step 3 - Apply for loan
Provide some information about yourself as required in compliance with the Anti-Money Laundering Council Rules and Regulations. Review your application, then submit the application for us to process. This will take up to 24 hours.
Step 4 - Review & confirm loan
Once we've reviewed and approved your application, you will get a notification from us to confirm the amount of funds you need. From there, you'll be able to accept the loan terms so that we can disburse the loan to you.
pera247 Lending Corporation is a duly registered lending company under SEC (SEC Registration No.: CS201734339 with Certificate of Authority No.: 2582)
pera247 Lending Corporation adheres to the strictest of standards in responsible lending as governed by its board of directors, including compliance with: 1) registration and certification with the National Data Privacy Commission (No.: PIC-001-172-2019); 2) Truth-in-Lending Act; 3) Fair Collection Practices; 4) Anti-Money Laundering; and 5) membership in Fintech Protects Community of Practice by The Smart Campaign, an initiative of the Center for Financial Inclusion (CFI) at Accion.