Get the app from the Google Play Store and apply for an InstantLoan.
Tap "Apply for an InstantLoan." Answer a few questions, choose your loan amount and payment terms, then verify your identity.
Check the status of your loan application in the pera247 app. Retrieve cash from over 10K locations nationwide.
Instant cash for new borrowers. Get between ₱1,000 - ₱3,000 on your first loan with just 1 valid ID and a selfie required.
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Bigger loans at better rates for established borrowers. Get up to ₱30,000 payable in 6 monthly installments.
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Shop online at Lazada and pay in installments! Purchase items up to ₱50,000 in 6 or 11 month terms.
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You're only a few taps on your smartphone away from immediate access to cash (once approved).
Data privacy is very important to us and there are several ways that pera247 ensures the privacy and security of the information and documents that you share.
A fully digital application means no documents and no face to face interactions, for a fast and convenient process.
We show you the full cost of your loan with no hidden charges, and make sure to explain when and how you can repay (we'll even send you reminders along the way). We also encourage and educate you on responsible borrowing, and financial management.
Before sending us a message you can check if your question has already been answered.
We are available Mondays to Saturdays from 8 AM to 5 PM, except for holidays.
Subscribe to our free online financial literacy course, Every Peso! A 10-course email program that will equip you with financial knowledge and build your confidence in making financial decisions. You'll receive a certificate once you pass the final exam at the end of the course.
pera247 Lending Corporation is a duly registered lending company under SEC (SEC Registration No.: CS201734339 with Certificate of Authority No.: 2582)
pera247 Lending Corporation adheres to the strictest of standards in responsible lending as governed by its board of directors, including compliance with: 1) registration and certification with the National Data Privacy Commission (No.: PIC-001-172-2019); 2) Truth-in-Lending Act; 3) Fair Collection Practices; 4) Anti-Money Laundering; and 5) membership in Fintech Protects Community of Practice by The Smart Campaign, an initiative of the Center for Financial Inclusion (CFI) at Accion.