Download the pera247 app from Google Play Store and apply for InstantLoan.
Answer a few questions, choose your loan amount and payment terms and upload 1 valid ID & a selfie.
Check your loan approval in your pera247 app. Receive cash from over 10K locations nationwide.
Instant cash for new borrowers. Get between ₱1,000 - ₱3,000 on your first loan with just 1 valid ID and a selfie required.
LEARN MOREBigger loans at better rates for established borrowers. Get up to ₱30,000 payable in 6 monthly installments.
LEARN MOREShop online at Lazada and pay in installments! Purchase items up to ₱50,000 in 6 or 11 month terms.
LEARN MOREAll it takes are a few taps on your smartphone, and money will be sent immediately once approved.
Data privacy is very important to us and there are several ways that pera247 ensures the privacy and security of the information and documents that you share.
Your application will be fully digital. No documents or face-to-face interaction is needed for a fast and convenient process.
We will show you the full cost of your loan with no hidden charges and clearly explain when and how to repay, even reminding you along the way. We will also encourage and educate you on responsible borrowing and financial planning and management.
Before sending us a message you can check if your question has already been answered.
We are available Mondays to Saturdays from 8 AM to 5 PM, except for holidays.
Subscribe now to our free online financial literacy course, Every Peso! It is a 10-course email program that aims to equip users with financial knowledge and build their confidence in making financial decisions. You will get a certification once you pass the final exam at the end of the course.
pera247 Lending Corporation is a duly registered lending company under SEC (SEC Registration No.: CS201734339 with Certificate of Authority No.: 2582)
pera247 Lending Corporation adheres to the strictest of standards in responsible lending as governed by its board of directors, including compliance with: 1) registration and certification with the National Data Privacy Commission (No.: PIC-001-172-2019); 2) Truth-in-Lending Act; 3) Fair Collection Practices; 4) Anti-Money Laundering; and 5) membership in Fintech Protects Community of Practice by The Smart Campaign, an initiative of the Center for Financial Inclusion (CFI) at Accion.